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Having insurance to provide benefits once your car is stolen is great—but do you know what is even better? Not having your car stolen. Not only can a claim for a stolen vehicle possibly raise your auto insurance rates, it is time consuming and inconvenient. So instead of leaving it to chance, reduce your risk by following some of these auto theft prevention tips:

  1. Buy a car alarm: Car alarms are fantastic devices to prevent auto theft. The noise they make calls attention to your car when someone gets too near or attempts to break in. Even though they are almost accepted as a natural sound in our modern landscape, bystanders still look when they are set off.
  2. Lock your doors: It seems so basic, but locking your doors is a huge deterrent against auto theft. The longer it takes for someone to get into your car, the less likely they are to actually steal it. Leaving your doors unlocked is like sending out an engraved invitation.
  3. Avoid hiding the spare: It is not uncommon for someone to hide a magnetized key case in their wheel well. While it is a handy trick, when you lock your keys in your car, to walk over to your wheel well and fish out the spare, it also serves as a handy trick to ensuring that your car gets stolen. It will help the thief avoid the breaking part of the entering making the theft that much quicker and easier.
  4. Invest in a steering wheel lock device: The more barriers to entry and operation that you create the less likely it is that a thief will choose to steal your car. When a car is locked a thief must break open the lock; when a car’s keys are gone a thief must hotwire the car; and when a steering wheel is locked by a locking device, a thief must figure out how to remove it before they can drive the car. Simply looking in your window and seeing one of these devices may be enough to deter them.  If not, having one when someone breaks in could mean they can’t drive away with your car.
  5. Add a tracking device: There are many electronic tracking devices that will help alert the police to the location of your vehicle in the event that it gets stolen. While this won’t prevent the vehicle from being stolen, it will help you get it back—maybe even in one piece.
  6. Comprehensive auto insurance: Comprehensive coverage won’t actually protect you against theft, but it will reimburse you if it should happen. Without comprehensive coverage you could be forced to pay entirely out-of-pocket for repairs to your stolen vehicle or a replacement.

Remember, an ounce of prevention is worth a pound of cure and to avoid all the paperwork, phone calls, and claims involved in an auto theft, that quote has never been truer. Get a free auto insurance quote or call us today at 301.899.6117.

Posted 5:20 PM

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